For most buyers purchasing real estate, it will be the most complex financial transaction they will make in their life. An Equity Harbour agent understands it is important that you feel safe and comfortable to move forward through the different stages of the transaction, offer to purchase, negotiations, inspections, financing, closings, and finally taking possession.
Let us prioritize your wish list. Finding the balance between wants and needs, how much to spend, and where do you want to live will be the test.
- Consider your lifestyle and what is important to you and the features that you want your new home to have. Create a list of options that will be important to you and your family to be your guide.
- Look into your future for needs that might be coming down the road, having children, school district, maybe you choose a home that can offer living arrangements for aging parents that might need to move in. Also, consider how long you anticipate living there. The national average is for homeownership is 13 years.
- Location, Location, Location is the basis for all real estate investments. Look carefully at its location, surrounding properties, and how they are cared for.
- Look at zoning, school districts, wetlands, and traffic studies. Then once you are satisfied with the location you can look at home features to see if they are going to work for you and your family.
- The distance to your work, convenience and accessibility, fire and police protection, medical facilities, schools and daycare, parking, trash, and garbage collection, and recreational facilities.
- Have you considered having a home built instead of buying an existing home?
In today’s market it is easy to get a ton of information, but what do you compare it to, or what does the information really mean, and is it accurate? Equity Harbour can help you can see through all of the information and be a resource for you.
Your mortgage company will in most cases approve a range from high to low, consider your monthly budget to include principal and interest, taxes, insurance, association Fees if part of an HOA and PMI insurance if required. A must is to have preferred lender pre-approve you before we start viewing homes, we want your experience to be seamless and stress-free.
